Pass this on to all your family and friends. By informing each other, we protect each other.
———————————————————————-
Credit Card Fraud
A man went to the local gym and placed his belongings in the locker.
After the workout and a shower, he came out, saw the locker open, and
thought to himself, “Funny, I thought I locked the locker. Hmmmmm.”
He dressed and just flipped the wallet to make sure all was in order.
Everything looked okay – all cards were in place. A few weeks later
his credit card bill came – a whopping bill of $14,000! He called the
credit card company and started yelling at them, saying that he did
not make the transactions. Customer care personnel verified that
there was no mistake in the system and asked if his card had been
stolen.
“No,” he said, but then took out his wallet, pulled out the credit
card, and yep – you guessed it – a switch had been made. An expired
similar credit card from the same bank was in the wallet. The thief
had broken into his locker at the gym and switched cards.
Verdict: The credit card issuer said since he did not report the card
missing earlier, he would have to pay the amount owed to them. How
much did he have to pay for items he did not buy? $9,000! Why were
there no calls made to verify the amount swiped? Small amounts rarely
trigger a “warning bell” with some credit card companies. It just so
happens that all the small amounts added up to big one!
——————————————————————-
SCENE 2. A man at a local restaurant paid for his meal with his
credit card. The bill for the meal came, he signed it, and the
waitress folded the receipt and passed the credit card along.
Usually, he would just take it and place it in his wallet or pocket.
Funny enough, though, he actually took a look at the card and, lo and
behold, it was the expired card – of another person! He called the
waitress, and she looked perplexed. She took it, apologized, and
hurried back to the counter under the watchful eye of the man. All
the waitress did while walking to the counter was wave the wrong
expired card at the counter cashier, and the counter cashier
immediately looked down and took out the real card. No exchange of
words — nothing! She took it and came back to the man with an
apology.
Verdict: Make sure the credit cards in your wallet are yours. Check
the name on the card every time you sign for something and/or
whenever the card is taken away, for even a short period of time.
Many people just take back the credit card without even looking at
it, “assuming” that it has to be theirs. FOR YOUR OWN SAKE, DEVELOP
THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS
RETURNED TO YOU AFTER A TRANSACTION!
———————————————————————–
SCENE 3: A friend went into a pizza restaurant to pick up an order
that he had called in. He paid by using his Visa Check Card which, of
course, is linked directly to his checking account.
The young man behind the counter took the card, swiped it, then laid
it on the counter as he waited for the approval — pretty standard
procedure. While he waited, he picked up his cell phone and started
dialing.
The customer noticed the phone because it was the same model as his,
but nothing seemed out of the ordinary. Then he heard a familiar
click that sounded like his phone sounds when he takes a picture. The
clerk returned his card, but kept the phone in his hand as if he was
still pressing buttons. Meanwhile, the customer was thinking: “I
wonder what he took a picture of,” oblivious to what was really going
on. It then dawned on him: the only thing there was his credit card,
so now he began paying close attention to what the guy was doing.
The kid set his phone on the counter, leaving it open. About five
seconds later, the familiar chime sounded that says a picture has
been saved.
Now he stands there struggling with the fact that this boy just took
a picture of his credit card. Yes, the kid played it off well,
because had they not had the same kind of phone, the customer
probably would never have known what happened. Needless to say, he
immediately canceled that card as he was walking out of the pizza
parlor.
——————————————————
All I am saying is, be aware of your surroundings at all times.
Whenever you are using a credit card, be alert, and don’t be
careless. Notice who is standing near you and what they are doing
when you are using your card. Be aware of cell phones, because many
have a camera phone these days.
When you are in a restaurant and the waiter/waitress brings your card
and receipt for you to sign, make sure you scratch the number off the
restaurant copy. Some restaurants are using only the last four
digits, but a lot of them are still putting the whole thing on there.
Believe me, being the victim of credit card fraud is not fun. The
truth is, they can get you even when you are careful, but don’t make
it easy for them.
FORWARD THIS TO YOUR FRIENDS. LET’S GET THE
WORD OUT! ALWAYS BE ALERT AND AWARE.